Last Updated: October 26, 2025

Welcome to One Point 4 (OnePoint4.com). These Terms of Use (“Terms”) govern your access to and use of this website, including any content, features, or services offered. By accessing or using the website, you agree to be bound by these Terms. If you do not agree, please do not use the website.

1. Acceptance of Terms
By using OnePoint4.com, you confirm that you are at least 18 years old or have the consent of a parent or legal guardian. You agree to comply with these Terms and any applicable laws. We may update these Terms at any time, and changes will be posted on this page with an updated “Last Updated” date. Your continued use of the website after changes constitutes acceptance of the revised Terms.

2. Permitted Use
You agree to use the website only for lawful purposes and in accordance with these Terms. Prohibited activities include:Engaging in unauthorized access, hacking, or distributing malware.
Posting or transmitting unlawful, defamatory, obscene, or infringing content.
Violating the rights of others or applicable laws.
Attempting to interfere with the website’s functionality or security.

3. Intellectual Property
All content on OnePoint4.com, including text, images, logos, designs, and code, is owned by OnePoint4.com or its licensors and protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without prior written permission, except for personal, non-commercial use as permitted by law.

4. User-Generated Content
If you submit content to the website (e.g., comments, reviews, or uploads), you grant OnePoint4.com a non-exclusive, royalty-free, worldwide license to use, modify, and display that content in connection with the website. You are responsible for ensuring your content is lawful, accurate, and does not infringe on third-party rights.

5. Third-Party Links and Services
The website may contain links to third-party websites or services. OnePoint4.com is not responsible for the content, policies, or practices of these external sites. You access third-party links at your own risk and should review their terms and privacy policies.

6. Disclaimer of Warranties
The website is provided “as-is” and “as-available” without warranties of any kind, express or implied, including but not limited to warranties of accuracy, reliability, or fitness for a particular purpose. OnePoint4.com does not guarantee that the website will be uninterrupted, error-free, or free from viruses or other harmful components.

7. Limitation of Liability
To the fullest extent permitted by law, OnePoint4.com, its owners, and affiliates will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website, including but not limited to loss of data, profits, or business opportunities.

8. Termination
We reserve the right to suspend or terminate your access to the website at our sole discretion, without notice, if you violate these Terms or engage in conduct we deem harmful to the website or its users.

9. Governing Law
These Terms are governed by the laws of the State of Florida, United States. Any disputes arising from these Terms or your use of the website will be resolved in the courts of Flagler County, Florida.

10. Indemnification
You agree to indemnify and hold OnePoint4.com, its owners, and affiliates harmless from any claims, losses, or damages, including legal fees, arising from your use of the website or violation of these Terms.

11. Contact Information
For questions about these Terms, please contact us.